1 : 1Points never drift from euros.
Vouchers16-digit code plus a 9-digit check.
PayCheckout or in store, from your balance.
LedgerEvery movement is recorded.
Personal
A wallet that still feels like cash.
Load value, spend at merchants that accept MoneySafe Wallet, and always see what is available, reserved, or still pending.
Clear balances
Available, reserved, and pending are separate. A payment in progress never looks like missing money.
Redeem vouchers
Type the 16-digit number and verification code. The euro value lands in your wallet, ready to spend.
Send gifts
Move Wallet Points to someone else. They claim into their own account — birthdays, family, simple thanks.
Rewards
Earn points when you pay businesses, top up by card, or load vouchers — then convert them to wallet balance.
Getting started
Four steps. Then you are spending.
-
01
Create an account
Register with your email and open a customer wallet.
-
02
Add value
Top up, or redeem a voucher from a card or receipt.
-
03
Pay or send
Checkout, in-store, or a gift to another customer.
-
04
Stay in control
History, rewards, and support in one place. KYC unlocks higher limits.
Vouchers
A code in your hand becomes a balance you own.
Until it is redeemed, a MoneySafe Wallet voucher is like cash. After redemption it cannot be used again — the value sits in your wallet.
Business
Accept Wallet Points. Issue vouchers. Get paid out.
A merchant workspace for terminals, refunds, webhooks, and IBAN payouts. Sandbox first — production after review.
Already onboarded? Log in
-
Checkout Create a payment. The customer confirms on MoneySafe Wallet — you never see their password.
-
POS vouchers Unique codes with a separate verification number.
-
Idempotent API Retries cannot debit float twice.
-
Payouts From available balance to your IBAN. IBAN changes are held briefly.
Help
Straight answers
What is a Wallet Point?
The unit of your prepaid balance. 1 Wallet Point = €1.00. 40.00 WP is forty euros of spendable value.
Is this a bank account?
No. MoneySafe Wallet is a prepaid wallet and voucher platform. You load value and spend it with merchants that accept Wallet Points. It does not pay interest.
How do I put money in?
Create an account, then add funds or redeem a voucher. Redemption needs both the 16-digit code and the verification number.
What if I run a shop?
Apply for a merchant account. After review you get sandbox credentials, then production access to take payments and issue vouchers. Payouts go to your IBAN.
Why identity verification?
Default limits apply from day one. Completing KYC raises them so larger top-ups and spends are allowed.
Join MoneySafe Wallet
Open a customer wallet in a minute, or apply to accept payments.